Does Betfred have acca insurance on football?
Short answer
Yes. Betfred's acca insurance is part of Acca Flex: it returns your stake in cash, up to £10, if exactly one leg of a football accumulator of 5 or more legs loses, with every leg at odds of 1/2 or longer. Only your first qualifying acca each day counts (Betfred's Acca Flex terms, checked 18 Oct 2026).
Acca Flex: football accas of 5 or more legs at minimum odds of 1/2 (1.5) per leg, pre-match or in-play, for verified online customers. If exactly one leg loses, your stake back in cash, minimum £0.50 and maximum £10. First qualifying acca per day only. Free bet funds, coupons, specials, boosted prices, cashed out bets and permutation bets don't qualify, nor does an acca left with fewer than 5 legs after voids.
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Rules change. This is what Betfred's own terms said when we checked them on 18 Oct 2026. Always read the full terms before you bet. 18+ only.
How often this rule matters
How often fixtures move
- 6%
- of league matches in England and Scotland were rearranged684 of 11,320 matches in the Premier League, Championship, League One, League Two and Scottish Premiership, 2021-22 to 2025-26
- 12%
- of matches in January matchweeks were rearranged, the highest monthFebruary: 12%. August: 1%. Same five leagues.
Rearranged means played 10 or more days away from the rest of its matchweek. Some moves are announced weeks ahead for cup ties or TV, so not every one would void a bet placed later.
On 17 Oct 2026, League One had 9 matches and League Two had 2 matches listed as postponed and waiting for a new date.
Historical figures, not a prediction. Source: TheStatsAPI, seasons 2021-22 to 2025-26How we count this
Which accas qualify
- A football accumulator of 5 or more legs.
- Minimum odds of 1/2 (1.5) on every leg.
- Placed pre-match or in-play.
- Open to new and existing verified online customers.
What doesn't qualify
- Bets placed with free bet funds.
- Bets placed on coupons.
- Bets on specials or boosted prices.
- Other bet types, including permutation bets such as a Lucky 31.
- Bets you cash out.
- An acca left with fewer than 5 legs after an abandonment, postponement or void.
Void, postponed or abandoned legs
Betfred's football rules remove a void or postponed leg and put your stake on the remaining selections, so a 6-leg acca with one void leg settles as a 5-leg acca. For Acca Flex, the number of legs left is what counts: if voids take an acca below 5 legs, neither the stake back nor the extra payment on winnings applies. A postponed match keeps its place in the acca if it is played within 48 hours of the original date and time.
If every leg wins
| Legs in a winning acca | Added to winnings |
|---|---|
| 5 | 5% |
| 6 | 10% |
| 7 | 15% |
| 8 | 20% |
| 9 | 25% |
| 10 | 30% |
| 11 | 40% |
| 12 | 50% |
| 13 | 55% |
| 14 | 60% |
| 15 | 65% |
| 16 | 70% |
| 17 | 75% |
| 18 | 80% |
| 19 | 90% |
| 20 | 100% |
Acca Flex also adds a cash payment on top of your winnings, worked out on winnings only, not on your stake. The most it pays is £35,000.
One a day, paid in cash within 24 hours
- One stake back and one winnings payment per day, on your first qualifying acca only. If you place several qualifying accas in a day, only the first counts.
- Both are paid in cash, not as a free bet, within 24 hours of the final match in the acca being settled.
- The stake back is at least £0.50 and at most £10.
- Betfred can exclude customers from the offer, and can change or withdraw it without notice.
What we couldn't confirm
We couldn't confirm which football competitions and markets qualify: the terms we read on 18 Oct 2026 say football accumulator and do not list competitions or markets. We also couldn't confirm whether Acca Flex applies in Betfred shops. The terms we read are for online customers, so this page covers online accas only.
Older terms you may see quoted elsewhere
Some pages still quote earlier versions of this offer, with a minimum of 1/3 per leg, a refund as a free bet, or a smaller percentage for 5 legs. The figures on this page are from Betfred's own terms as we read them on 18 Oct 2026: minimum 1/2 per leg, stake back in cash, and 5% for 5 legs. Terms can change, so read Betfred's full terms before you bet.
Acca insurance at other UK bookmakers
In our fixed table order, never by commission. See every bookmaker's acca insurance rule
| Bookmaker | What their terms say |
|---|---|
| bet365 | Not in UK promotions Not offered |
| Sky Bet | Not in public terms Unconfirmed |
| Paddy Power | Not in public terms Unconfirmed |
| William Hill | Not in promotions Not offered |
| Ladbrokes | 5+ legs, £10 free bet Conditions |
| Coral | Not in promotions Not offered |
| Unibet | Free bet if 1 leg loses Conditions |
| 888sport | Not in promotions Not offered |
| BoyleSports | 5+ legs, £20 free bet Conditions |
Betfred acca insurance, explained
Does Betfred have acca insurance on football?
What is acca insurance?
Is Betfred's acca insurance refund cash or a free bet?
What happens to Betfred acca insurance if a leg is postponed?
Does Betfred acca insurance work in-play?
How many times a day can you get Betfred acca insurance?
What is the most you can get back from Betfred acca insurance?
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